Fleet Mortgages launches new Two-Year Fixes and cuts rates on existing Two-Year Range

Fleet Mortgages, the buy-to-let specialist lender, has today (12^th June 2025) announced the launch of new two-year fixed-rate mortgages plus reduced the price of some of its existing two-year deals.

Within both its standard and limited company range, Fleet has launched a new £1,999 fixed fee two-year fix available at 5.19% and a zero-fee option, available at 5.69%.

It has also launched a zero-fee option within its HMO/MUFB range, available at 6.09%. All new two-year fixed-rate products are offered up to 75% LTV.

At the same time, Fleet has announced 10 basis points (bps) reductions across its existing standard and limited company two-year fixes.

It has cut both its 3% fee options by 10 bps to 4.04% – only available to those purchasing or remortgaging a property with an EPC of A-C – and 4.14% for non-EPC A-C properties, and has cut its £5,499 fixed-fee option to 4.64%. Again, all two-year fixes are available up to 75% LTV.

For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“We’re pleased to be launching these new two-year fixed-rate products, including both fixed-fee and zero-fee options, which are designed to offer greater flexibility for a wider range of borrowers. By reducing pricing on our existing two-year fixes as well, we’re responding to the growing demand we’re seeing from clients who want short-term certainty without necessarily wanting to lock in for too long.

“We know short-term fixes are proving more attractive, particularly to borrowers who anticipate further rate reductions or market shifts in the near future. These products provide a valuable bridge allowing people to manage their costs today, while preserving a large degree flexibility for tomorrow. In a market where borrower needs are diversifying rapidly, it’s essential we continue to evolve our range to meet that demand head-on.”