Fleet Mortgages launches new two-year 65% LTV fixed rate products with £1,000 cashback

Fleet Mortgages, the buy‑to‑let specialist lender, has today (17 September 2025) announced the launch of three new 65% LTV two-year fixed-rate products.

All three products are available within the lender’s Standard borrower range and come with cashback of £1,000, no application fee and a free valuation on properties up to £500k.

There are three different options with three different fee structures:

• The 3% fee (minimum £750) mortgage is offered at a rate of 3.49%.
• The zero-fee mortgage is offered at a rate of 5.09%.
• The fixed £1,999 fee mortgage is offered at a rate of 4.54%.

All three buy-to-let mortgage products come with February 2028 end dates and a minimum loan size of £25k; the fixed-fee product comes with a maximum loan size of £750k.

These new additions follow a range of price reductions announced by Fleet last week across both two- and five-year 75% LTV fixed-rate products for its Standard and Limited Company mortgage options.

For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“Following our announcement of rate cuts last week, we’re pleased to be able to launch these new 65% LTV, two-year fixes. Each product comes with a different fee structure, which means advisers can select the most suitable option for their clients depending on circumstances – whether they prefer to pay a higher fee for a lower rate or benefit from a zero-fee option.

“With added features such as £1,000 cashback, no application fee and a free valuation up to £500k, we believe these products provide excellent value and underline our commitment to supporting landlords with flexible, competitive solutions.”