Fleet Mortgages announces rate cuts across Two and Five-Year 75% LTV fixes

Fleet Mortgages, the buy‑to‑let specialist lender, has today (11^th September 2025) announced a range of price reductions across both two- and five-year 75% LTV fixed-rate buy-to-let mortgage products.

Fleet has cut rates by 10-15 basis points (bps) across both Standard and Limited Company buy-to-let mortgage options.

Its two-year, 3% fee 75% LTV product – available on properties which have an EPC of A-C – has been cut from 3.89% to 3.79%, while the corresponding product for those properties EPC D and below, has been cut from 3.99% to 3.89%. End dates on both these products have been extended to February 2028.

There have also been 10bps reductions across Fleet’s five-year 75% LTV products with 3% fee for both standard and limited company, with pricing now at 4.54% for EPC A-C properties, and 4.64% for non-EPC A-C properties.

On its zero-fee, five-year 75% LTV products, there has been a 15bps price cut from 5.34% to 5.19%, while the £1,999 fixed-fee option has been cut by 10bps from 5.09% to 4.99%.

Fleet has also withdrawn all existing 55% LTV products and a number of those offered at 65% LTV. For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“These changes highlight Fleet’s ongoing commitment to providing highly competitive pricing across the most in-demand parts of the buy-to-let market for landlord borrowers. By cutting rates on both our core two- and five-year fixed 75% LTV products, we are hopefully providing advisers with a stronger array of competitive solutions to take to their landlord clients.”